Concept me ngā momo o here

Ko te here - he he haumarutanga tukuna, e, me te poromihi ko te mea nama. Bondholder i tona haki, e titau no te farii i te uara mata o nga peeke, me te moni e utua i roto i etahi wā o te wā. Ko tenei āhuatanga o te here: utu prolixity i wa, a ahua uaua ki te whakatau tata i te uara o te here.

Ka rite ki te tikanga, te whakaputa kaituku here tenei ahua o te haumaru mō te mahi whakapaipai e tika ana ki te taurewa whakapaipai. Ki tenei mahi te kaihoko, me te here kaituku ko te taua rite te kaihoko riro te tūponotanga pūtea e kua riro hoki ki pūkete ka aromatawai. Ko te rongonui o tenei momo o te taurewa he kuware: haumi i roto i here e pā ana ki te mōrea raro atu haumi whakapaipai kaupapa (haumi i roto i te rakau), kia ngāwari te investor taea tātai koutou moni heke mai, me te ki te tātai i te moni i runga i te haumarutanga. Ko te mōrea o te taunoa, ahakoa iti, he reira tonu, a kua mau hoki te tika o te tātaritanga o te tika o te kaituku ki pūkete ka arotake i here. Ko te taua rite mo te tahi atu peeke pērā i pire ranei tikanga here aro mātai tiwhikete o tāpui (tikanga moni me huarahi whakatairite).

Tuatahi, tukunoa'i te kapewhiti tango ki pūkete te simultaneity-kore o nga utu coupon, me nga moni e tapiritia tahi te tapeke moni coupon, maka ki te wāhi motuhake i roto i te wa i riro. Kei te tāpiri tēnei ahua ki te uara o te here utu i te wa, arā maka ki te kau o nāianei.

Ko te hua i roto i te kaituku me kaihoko here i te pānga painga i runga i te mākete pūtea rite te katoa, no te mea hanga reira atu puna o moni taurewa, i roto i te tua ki taurewa. Ko, i te wa ano, tupu i roto i te maha o kaituku me whakawhitinga moni pēke noaa e peeke tino wai kia hua i roto i te mate o te whakapaipai pūtea.

Ki te whakaatu i te ariā kaupapa me ngā momo o here, te reira titau hoki he whakamātautau taipitopito o te here e whakaarohia i roto i te kōwhiringa mākete pūtea. Mai i reira e he rota rawa o rerekē here, Whakaröpütia ratou i runga i te maha o te papa whenua.

I runga anō i te tangata e take enei peeke, i reira ko nga momo e whai ake nei o here: kāwanatanga, terenga, rangatōpū, ke. Ko te wā o te tuku te wehewehe i enei momo o here, rite here ki te rā paari whakapūtā me kahore te wā i whakaritea. Te mua, i roto i te tahuri, ka taea e kia poto, ähua tata me te wā roa-. Ko atu kanorau te rōpū tuarua: mau tonu, here callable (taea te mawehe ratou i te aroaro o te mutunga o te wā), here ki te paari matau, i whakaputa me whakaroa. Ko te rerekētanga i waenganui i te roa, me te whakaroa ko e te tuatahi taea whakawhānui i te wā kati mō te taenga o te uara ränei, me i te wa ano tonu ki te farii i te moni i runga i te roa noa e taea te neke faataime i te rā o te utu ranei.

Ngā momo o here o te raupapa kainga: rēhita kaimau ranei. Hoki nga take o te take here e wehea ratou ki te hunga e mahi ana ki te refinance te nama o te kaituku me te hunga e whakamahia mo te pūtea o etahi kaupapa haumi. Hoki noho tikanga: noa, me te panaia whakanohoia. Na roto i te tikanga o te utu o te uara par: he utu kotahi i runga i te paari o te tohanga wā, utu ōrite.

Ngā momo o here i te āhua o te maimoatanga: kore-convertible me convertible. Hei whakarite: noaa me tē moni. Hei utu coupon tukua here taea kia whakaritea-auau, māngi auau coupon ki te mangai te whakanui ake i te auau coupon, me iti / kore coupon, utu-kōwhiringa, me here momo hopea whakauru.