I runga i te mākete Russian, te kawe i ngā mahi pūtea i roto i te mara o te inihua MTPL rau o kamupene. Ko tētahi o ratou - "VSK Insurance" (MTPL arotake e wātea ana). Ko te kamupene inihua Russian e tangohia e toku whakawhirinaki he wāhi i roto i te mākete rīanga motu. Tuku ratonga i roto i te mara o te inihua ora, whakaurunga, te ora me te hauora takoha, haere, MTPL, CASCO, etc. Etc .. Whārangi kamupene i te kamupene matua, kei nei i fakasiokālafi i Moscow, me te whānuitanga o ngā tari me manga i roto i ngā rohe Russian.

Ka titiro tēnei tuhinga nga arotake o te kamupene inihua VSK MTPL.

Mō te kamupene

Ka whakamahia e te kamupene e rave rahi ingoa hokohoko, pērā i "VSK Insurance Whare" me "katoa-Russian Insurance Company".

I roto i te mākete inihua o te Russian Federation, te kamupene mahi neke atu i te 15 tau. karanga He pakari ano tetahi o nga kau taki i roto i tenei mara. Ka rite ki whakapumautia e maha arotake, kī VSC MTPL roto te runga tekau kamupene i roto i to tatou whenua i roto i ngā o utu inihua me hua.

kua he raihana whai mana ki te faaoti kirimana rīanga mō neke atu i te 110 ngā momo o whakawhitinga VSC. Ratonga patua ana ki pakihi me takitahi.

I roto i kua riro te 2016 Hanga he tĭtĭ whakahaere i roto i te kamupene rīanga iti, kua he maha o mergers.

Ngohe Hanga rite te kamupene inihua i te kau e taea te whakaahuatia rite hao me te angitu.

Ko te tukanga mō te whakarato o ngā ratonga e te kamupene inihua

Ka rite ki whakapumautia e arotake, VSC i CTP ko tetahi o nga kamupene inihua ārahi i roto i te whenua.

A, no te whakarato ratonga ki takitahi me hinonga ture tomo te hinonga ki te ture tivira whakaaetanga më i runga i te kaupapa reimbursable.

He te tirotiro e whai ake nei i te kirimana:

• ēnei rōpū ki te kirimana.

• Whakamārama o ngā ratonga.

• mutunga me te whakamutunga tikanga.

• Fatongia o te rōpū.

• tekiona.

• Ko te tukanga mō te whiwhi inihua moni.

• Ko te nui o te moni inihua.

• Ngā o takanga o te hui inihua.

• Fatongia o te rōpū.

tuhinga matua

I roto i te kamupene MTPL Hanga (arotake kiritaki whakau tenei) - he hua matua.

Ko te tuhinga matua whai wāhi i roto i te hoko ko te kirimana mo te whakarato o ngā ratonga rīanga, rīanga me ngā tuhinga utu.

Ko te ture o nāianei o te Russian Federation i te mara o te kirimana inihua, me te taea ki a koe te tono i te kaupapa here, tetahi o enei kirimana ranei.

Ko, te kirimana inihua, e kua he tau tāututanga me te rā o te mutunga, ka taea te whakamahi i waho te issuance o te kaupapa here rīanga, ki te te whakaritea reira tikanga o te kamupene.

I roto i te tahi atu take, i runga i te pūtake o te kirimana inihua e tukuna e matou te kaupapa here raihana.

Ka taea e tētahi kaupapa here inihua kia takitahi ngā ranei.

I roto i te wā ki a MTPL ko CASCO tika ki te whai i te kaupapa here rīanga, i runga i te ture Russian nāianei.

Ture i te mahi o kamupene inihua paerewa FZ tuhia 27.11.1992, "I runga i te mahi inihua i roto i te Russian Federation".

Āhuatanga o takanga o te hui inihua

Ka rite ki whakapumautia e arotake, mahi MTPL Hanga mo te wa roa, me te pai. I roto i nga tikanga me ture e whai ake nei.

I roto i te wā o te kirimana inihua me te kaiwhiwhi o te kaupapa here mahi i muri i te takanga o te hui inihua e te tika ki te riro i te tohu. Ko te nui me te tukanga mō te whiwhi i te moni whiriwhiria ngā kirimana.

I muri i te takanga o te hui inihua, me tuku te inihua ki te tukanga e whakaratohia ana e te mōkihi o ngā tuhinga, i tangohia i muri i te whakaaro o te pātai o te utu o te moni te kore ranei.

Ko te kamupene inihua e te tika ki te paopao ki i roto i te wahi i roto i te utu tonu ranei, ki te takahi nga ngā tukanga whakamōhiotanga, te kohinga o ngā tuhinga, ngā ranei te tahi atu tikanga te inihua.

Ko te ture whakarato hoki te wā ki te karanga taua whakataunga, me te etahi ngā tukanga ture.

Karanga ki te whakatau i runga i te pato'iraa wāhanga oti ranei o te moni inihua utua e te tuku i te kerēme ki te kamupene inihua piira ranei ki te marae.

kia whakakore i te marae i te whakatau o te kamupene inihua mo te utu o te kore wāhanga oti ranei, e mohio reira rite ture. Ki te te marae hanga he whakatau ki te utu i roto i ki tonu te whakanui ake i te nui ranei, kua whakaritea te reira i roto i te mahi ture, i muri i nei tika te inihua e ki ui te whakaü o te moni.

Reviews o te kamupene inihua VSK

Ka rite ki whakapumautia e maha arotake, VSC i runga i CTP e tango i te maha nui o ngā kerēme.

He huakore i nga manga o te mahi. kawea Nā ki te wāhi i roto i te matenga fariiraa tari Moscow o ngā tuhinga kei te i e āpiti ki te atu anō ki te kōwae pokapū. He whakatau whakamutunga i runga i te rauemi e te wa roa. I tua atu, kua riro kerēme katoa i runga i te take inihua i roto i nga manga, engari e whakaaro i roto i te tari pokapū. e kore e taea te kiritaki tiki tonu te pātai ngaio i runga i te nekehanga o te mahi inihua, rite huri i te reira i roto i ngā mōhiohio i roto i te peka reta roa o te kaihoko inihua ki te whakahaere tari upoko.

Ko te raruraru tuarua - tahuri reira tata katoa peka mō te hopu kaupapa here me te tohanga o ngä. I roto i te aratau kaha o te ora tāone whakamahia tangata Russian ki te whakaora i tō ake wa.

tari katoa o kamupene inihua kōrero ki ia atu i roto i reta ipurangi. I roto i tenei aratau, te kiritaki e kore ara ki te tiki mōhiohio taipitopito. He he he hiahia ki te tono motuhake mo ia aronga.

ratonga raruraru i roto i te tari pokapū o VSK

VSK (MTPL arotake whakaū reira) e kore e rere ke i te kounga motuhake o te mahi.

Nā ki te fariiraa o ngā tuhinga i te whānuitanga o ngā peka, me wehewehenga o te tari mahi femo'uekina matua. I roto i tenei hononga, i runga i-pae mamae ratonga.

E ai ki te urupare kiritaki, e kore e nga kaimahi i te mahi whakarato mōhiohio motuhake i runga i te rā o te whakataunga o te pātai.

Kite te ofatiraa pūnahanaha o ngā o whakaaro o te rauemi i runga i te take inihua, te utu o te whakaurunga, whakamātautau o tono me inoi. utua Tino roa VSK inihua CTP (arotake i runga i tenei score reira).

Hoki Me ki kia tāpuia i mua, ngā whakaritenga pākaha hoki tirohanga waka Appraisers.

E rave rahi o tono tangata 'ki te tari whakataunga kerēme mutu whakautu ōkawa kau, me te ōkawa, kahore te ihirangi lalahi.

āhuatanga pai

He he he maha rawaka o arotake pai mo te VSK kamupene inihua. E ai ki ngā tatauranga e wātea ana, whakaaetia e pā ana ki 70 ngā kerēme inihua e ki te hua o te utu o ngā rōpū e rua, te kamupene inihua, me te inihua.

A, no te tātai i te utu te kamupene tata understates te utu o te hanga, me ngā wāhanga i runga i ona kaupapa here. whakapumautia tenei e Company VSK arotake. CTP (Moscow - aituā pa nui tupu rawa he rota) me te inihua takere utua wā. Otiia ko te reira i roto i te pane, me te tahi atu pa ko te taua te āhuatanga e kore e anake.

I muri i te whakataunga o te take i roto i te marae, ko te tata 100% o te kamupene ki noa utu nga moni whakatakotoria ki te ora.

Ko te kamupene e nui ngā kaimahi mateaki o Appraisers tohunga e tirotiro waka, me te tatauranga.

āhuatanga kino

kaupapa here MTPL Hanga (arotake whakaū tenei) - ko reira tetahi te hua tino rongonui o te kamupene. Na reira, ko te maha o ngā arotake kino i roto i tenei rohe nui atu i roto i te tahi atu kirimana.

Ko te taupatupatu e tika ana ki te moni āhua nui o te utu i runga i te pūtake o ngā kaupapa here rīanga nekeneke TPL herea he maha ano hoki.

I te tīmatanga, i roto i te rohe maha o Russia mo 2016 ko he take tino nui ki te hoko o ngā kaupapa here rīanga. i ki kia tuhia i roto i mua (mō te 2-3 wiki) tu hoki ra i roto i te rārangi ki te hoko i te kaupapa here inihua CTP ranei People.

utu

Ehara i te mea tonu e hāngai ana ki te tupu auau i roto i te uara o te kaupapa here me kahore hua i roto i te ōwehenga payout.

Ko te he kamupene atu rongonui riro, te atu whakanuia ana te utu o ngā ratonga e whakaratohia ana.

I runga i te Internet i te rota o arotake kino o te mahi te kamupene o i te fariiraa o ngā tuhinga mō te rēhitatanga o te hui inihua. maha hanga kaimahi i te rota o hape me peka, e te hunga ka uaua ki te whiwhi utu.

Whakauaua ake e kore e te utu puta i te timatanga o te wā i whakaritea e te mo te whakawhitinga o te moni. Moni riro i roto i tetahi o nga ra tino tino.

Mō VSK MTPL arotake whakaaro e inihua hoko online he tata e taea. Ko ratou rānei e kore e wātea ana ranei ka meinga koutou whakatika fifi ki te pūnaha.

te ora me te hauora inihua

Ko te maha mōkito o arotake kino i roto i te mara o te VSK ora me te inihua hauora kamupene. Ko e tika ana ki te tikanga whakamarie o te inihua, te taumata tiketike o te utu tenei.

Rerekē te tahi atu kamupene rīanga, VSC mo tenei ahua o te utu titau te iti whakaturia o ngā tuhinga. I tua atu, i reira he kahore he take ki te tatari mo te mutunga o te wā maimoatanga, ki te kahore he reira uaua ki te tātai utu. Ki te tuhinga e tika ana hauora whakau i te hui inihua, ka taea e te inihua kōnae he tono ki te tiki i te moni nama.

Ko tētahi atu mahi motuhake me inihua o te kamupene i roto i te whakataunga o te parekura - pea o tuhinga faile i roto i tetahi peka wehenga ranei o te kamupene.

Ahakoa tenei torohaki, ano te kounga o ngā ratonga tūmatanui i roto i te hoko o ngā kaupapa here inihua, me te aronga o CTP tātaitanga o utu i runga i ngā kerēme inihua e kore te whakapai ake.

VSK Insurance (MTPL arotake whakaū reira) - e kore e rongonui rawa i tenei ra te kamupene.

He aha mehua kia tangohia ki te tiaki ia koe, ina hanga e koe he take rīanga?

• I te mutunga o te kirimana, me te rironga o te kaupapa here inihua CTP āta pānui i te tuhinga.
• Mau tonu ngā kaupapa here me ngā kirimana i mua i te paunga.
• A, no te faaoti i te whakaaetanga ki te tango i te tāruatanga o te ture riro te utu inihua.
• Tere whakamōhio te māngai o te takanga o te hui inihua, te haapa'oraa i te taunakitanga i tuhituhia o taua whakamōhiotanga.
• ako Āta te wā whakaritea me te tuhinga e hiahiatia ana mō te tohanga.
• A, no te tuku i te mōkihi o ngā tuhinga mō te utu ki te whiwhi i te kape o te tono ki te nota i runga i te fariiraa.
• Hei pupuri i te reta katoa i runga i te take inihua ki te kamupene kaihoko.
• I roto i tetahi take tae noa ki kore e hanga utu tonu hanga motokā motuhake tuku ranei i manakohia o ngā rōpū tuatoru.
• Ki te tika ki te hanga i te aro mātai motuhake, me te tuku i te pūrongo ki te kamupene inihua.
• I roto i te kaupapa o tetahi feaa, kōrero he rōia tohu i roto i te mara.

Aha ki te mahi i roto i te take o te ofatiraa o te tikanga o te utu?

He mea nui ki te mahino e te ture Russian he tika me nga rangatiratanga tangata mau patu '. I roto i te take o te ofatiraa o te tukanga utu he tika ki te haere ki te kōti.

Ka rite ki whakaaturanga mahi, i roto i whakawa ā-ki runga ki te ora i te kamupene inihua mo te painga o takitahi me hinonga ture te tikanga e te marae te taha o te whakawa, ki te mea kahore he maumaui nui i runga i tona wahi.

Ni'ai ki te marae, i runga i te kaupapa here kiritaki MTPL te kamupene inihua exacts kore āheinga anake, engari ano hoki utu, moni i runga i moni tono, whaina, utu marae, a na i runga i. D. taea te ture ki a koe te pīra ki te marae, e kore anake i runga i te nui o utu, engari hoki ofatiraa o ngā.

Kia whakaurua i roto i nga tau tata nei, whakatikatika ki ture inihua tōne, a mo nga kamupene inihua mo te hara o ona tikanga whakaratohia hoki whiu nui i roto i te puka o whiu.

E ai ki ngā tatauranga e te kamupene inihua i roto i Russia i 2016, te tapeke o ngā utu mō te CTP nui haere e wha tekau ōrau. Tenei hanga rawa he āhuatanga uaua i roto i te mākete rīanga. i takoha ētahi kamupene ki te mutu ratou mahi pūtea. Ētahi atu huringa pehia. Hei tauira, i puritia "Para-inihua" hanumi ki RCS. I muri i te ngā tukanga hanumi, whakawātea o ngā kerēme inihua, hanga utu mo ngā kaupapa here CTP, ōkawa i roto i te 2016 i roto i te tari o "Para-inihua" Kua hanga Hanga.

mutunga

E ai ki nga hua o te VSK kamupene inihua e pā ana ngā kaupapa here MTPL mo te tau 2014-2016, i roto i te whakaaro o te taupori, he whakahaere i oti rawa ki te wahi 6 i roto i te runga tekau kairīanga tino rongonui.

Heoi, kawea te aromatawai i roto i rite ki te payout mo CTP Sberbank o Russia, he paku teitei whakatauranga SSC. I roto i tenei rārangi te kamupene i runga i te wha o nga wahi i roto i te runga kotahi tekau.

Enei whika, i te noa'tu o te arotake o te taupori, heoi e mea ana ratou e pā ana ki te tika o te kamupene inihua utu VSK MTPL.

He mea nui ki te mahino e i muri i te tihi o te mahi i roto i te mākete inihua i roto i 2010-2012, mai 2014, mahi ia i roto i te aratau raruraru. e kore e taea e tenei engari pā te mahi o te tari pokapū i roto i Moscow me amaa o te kamupene inihua rite te katoa. Pānga ki utu i runga i MTPL Hanga (arotake i runga i tenei score reira).