Ko te whakarea o CTP. CTP rohe whakarea. CTP i te rohe whakarea

I te April 1, i whakaurua 2015 whakarea avtograzhdanki rohe i roto i Russia, a i muri i tetahi atu e rua wiki - whakarerekē turanga. Utu i nui haere e 40%. Kia pehea te maha taraiwa inaianei i ki te utu mo te kaupapa here MTPL?

huringa ā-ture

Moni mimiti haere te wāriu, te hua i roto i te utu rohe ki te whakawhāiti wāhanga autocitizen huakore i roto i te mākete inihua - enei āhuatanga katoa arahina ki te hua i roto i tariffs, me te roha o te utu kauhanga i roto i 2015.

nui haere CTP rohe whakarea ki te 11 rohe o Russia, me tetahi atu mo te tau kotahi heke. auau tipu mōrahi o te 25% whakaratohia hoki rohe Chuvashia, Voronezh, Kurgan. I roto i te Magadansky ka heke i te 41% auau rohe. I roto i te Dagestan, Tove, Ingushetia, Chechnya ko Leningrad rohe i te rohe CTP whakarea heke.

Calculations ko MSU tohunga. E ai ki te kōrero riro, i roto i te tahi mau rohe i reira tika ki te whakapiki ake i te ekenga i runga i te iwi whānui aratau ikiiki neke atu i te 400%. Ko te tino huringa ko 100%. I tatari rawaka mākete utu here hua mo te tau torutoru. Ko te PCA whakapono e ka hanga i teie nei ki te whakapai ake i te kounga o te tiaki me te whärite o ngā ngākau nuitanga.

I roto i te tua, he pūnaha hou o whiwhi utu arä mo te meka o kino ki te ora, me te hauora o te patunga. I mua, i hanga utu katoa i muri i te maimoatanga, i runga i te pūtake o puka tuku. inaianei e taea te utu te tiki i nga pararau kore anake o te patunga, engari ano hoki ona whanaunga tata.

utu

hanga utu o te kaupapa here e ake o tīkiti me reiti motuhake. Ko te whakarea o te ture CTP whakaturia e te kāwanatanga. e kore e taea e ngā kamupene Insurance te huri ratou koe. I te mutunga o 2014 kua nui haere te regulator te rahi mōrahi o utu avtograzhdanki ki 400 mano moni, a e kore e ngaro kamupene moni - .. nui ake ona tariffs i te toharite o te 50%.

Me pēhea te ki te tātai i te utu

Ko te tino ohie te tātai: kua whakanuia whakarea MTPL inihua ki te auau turanga. Ko ngā uara e rua whakawhirinaki i runga i te maha o ngā āhuatanga: .. Resume taraiwa o te motokā rohe noho, huru waka, me ētahi atu te tātai mua mō te tātaitanga ko e whai ake:

Kaupapahere RT = TDB x x x BM Hanga OK x x x C x KM KN x n, i reira:

• BT - auau turanga.
• CT - rohe whakarea CTP.
• KBC - he tohu o te tau / roa o ratonga.
• BM - bonus-malus.
• OK - whāiti mehua.
• KM - te mana pūkaha.
• C - tau takoto.
• KH - disorders whakarea.
• P - he tohu o te wā inihua.

Ka utu i te kaupapa here inihua tino utu nga iwi taitamariki e haere i runga i waka kaha i roto i nga pa nui. Utu atekōkiri ite ki te wheako taraiwa aituā-free ka neke atu i te 10 tau iti.

Ko te auau taketake

kaupapa here MTPL utu rerekē i te rohe. Hoki ia momo o te waka, i runga i te maha o ngā tūru me mua rānei, whakaturia tona tāke. Hoki rangatira o waka e wehea ai, rite tonu ki o ratou hiranga i mua- hinonga ture ranei. kore kua puta ke ia mai 2004. Hoki kirimana e kua tomo i muri April 1, 2015 ki, ka kia whakamahia taua whakarea o tariffs inihua CTP:

Motorcycles me Scooters - 1507 moni.

cars:

• tangata ture - 2945 moni;.
• takitahi, IP - 2455 moni.

Mīhini whakamahia rite te taxi, - 3677 moni.

taraka:

• ki te taimaha whakaaetia mōrahi o 16 toni - 2511 moni.;
• neke atu i te 16 toni - 4018 moni.

ngā pahi:

• ki 20 tūru pāhihi - 2009 moni.;
• te maha o ngā tūru 21 ranei ake - 2511 moni.;
• Taxi - 3677 moni.

Trolley - 2009 moni.

Ruxmaniben - 1252 moni.

Tarakihana - 1507 moni.

tohu rohe

nui e taea tenei take pā i te tātai. Tei te reira i runga i te rohe o te mahi waka tuatahi. Ki te hanga te kirimana kei runga i te takitahi, ka whakamahia te wahi o waka rēhita, me hoki kaipakihi - te wahi o te rēhitatanga kāwanatanga o te whakahaere.

whakamahia te nui rawa CTP ōwehenga rohe i roto i ngā wāhi tāone ki hohe aituā waka, me te kukū tiketike (Kazan, Perm, Yakutsk, Chelyabinsk). Hoki waka kaha ato'a tatau reiti teitei. Na reira, TC kaitaraiwa pai te rēhita SUV taraka ranei i runga i te ora whanaunga i roto i te rohe. E te aroaro reiti MTPL New mō te 2015 i roto i te ripanga i raro nei. Hoki 11 rohe kua nui haere tohu, a mo te ētahi atu - e iti. I roto i Moscow noho tonu te uara o te taupū.

Takoha-malus

Kore, ka karanga i tenei tawhā ko te hekenga mo te heka raruraru-free. Ka taea e tino pā te reira i te utu o te kaupapa here. whakaritea ana tēnei whakarea e hāngai i runga i te raraunga e pā ana ki te aroaro / ngaro o te taraiwa payout motuhake hei utu o te waka. Na e kore e te whakakapinga o te waka te kamupene inihua ki te huri i te mehua ranei pā. whakahoutia te piha haapiiraa te i te mutunga o te tau i te rā o te mutunga o te kirimana. E tatau CTP whakarea rite ki ngā kaupapa here o mua, kihai i neke atu i te 12 marama te wā i waenganui i te kirimana. Kore, te rangatira motokā faataahia toru turanga piha haapiiraa.

onäianei

Ki te i roto i te wā te wawao i te kawenga mō te aituā te atekōkiri, ka tono i te reira nui haere CTP reiti. ka utu 50% utu atu te kaupapa here hou. Mō te raruraru-free tau, e tango te kiritaki te hekenga o te 5%. Ki te puta te kaupapa here e mo te wa tuatahi, te uara o te taupū ko 1. te hekenga mōrahi ko 50%. Ki te tuhituhia te kaupapa here e rave rahi taraiwa (hei tauira, te papa o te pepa i runga i tana tama), a tetahi o ratou tata riro te ture, ka tatau i te taupū e i te auau iti. Ko te kupu, te huri i te uara o te kaupapa here MTPL.

whakarea New BM whakatau i te taraiwa piha haapiiraa. Hei tauira, ki te i te kōeke 5 ki te taupū uara o 0.9 te tangata, a ka ki tona hara ki o te aituā, ka te tau i muri mai ka maturuturu te hekenga ki te 5%, me te whakatauranga - ki runga ki te 3. Ki te ka te 12 marama i muri raruraru-free, te te taraiwa titau nei te taumata teitei 6.

whiwhi mōhiohio

i hanga bonus-malus te i runga i te pūtake o te hītori o ngā kerēme rīanga. Hei pupuri i ara o ratou, i hanga te PCA turanga motuhake i roto i te 2013. Ia insurer i roto i te 15 ra i muri i te hainatanga i te pūmana whakawhiti raraunga.

Tau / wheako

Ko te atu wheako atekōkiri putu, te raro te uara o tenei tohu. Ko reira e rua whika nui: tau o te taraiwa (22 tau) me te 36 marama o te taraiwa. I roto i tenei take, Bude uara taupū teitei - 1.8. Ki te maha ngā taraiwa, kua riro te reira ki te pūkete te uara mōrahi o te taupū.

Whāiti āhuatanga mō te CTP (2014)

Ka taea te tomo i te inihua atekōkiri maha. Ki te ka tabulahia i ratou i te kaupapa here i te ingoa, e kore e mea faufaa te reira i te tau (2 ranei 5). e kore e Factor huri. Otiia ki te te atekōkiri kore e taea tino korero ko wai e whakamahi tonu te motokā, engari Okú he taea taua, te uara whakamahi o 1.8.

tau takoto

whakamahi maha taraiwa te waka anake i roto i te raumati, me te hotoke i mahue i roto i te karati. whakahaere ranei te motokā i roto i ngā haerenga roa. I roto i ngā take pēnei i, i whakaputaina reira he kaupapa here kaupeka mo tetahi wā o te 3 marama. He rite ki te kotahi te uara taupū, haamata te reira ki te 10 marama o te mahi. Ki te kotahi poto taea tatau i runga i te hekenga iti.

maumaui whakarea

Kei te whakamahia te reira i roto i ngā take pēnei i:

• te whakaputa kōrero teka;
• peia ia haurangi;
• whakapataritari āta o te aituā;
• mahue i te scene;
• e kore e te kimi i te tangata i muri i te wira tuhituhia i roto i te kaupapa here.

Tohu o te inihua ora me te nekeneke mana

rerekē Origin i waenganui i 0.2 ki te 1 me te te whakamahia anake ki ke ranei, ki te te neke te waka i roto i te tauwhiro. Ka taea te kite i Engine mana i roto i PTSD. tatau ana tēnei ōwehenga te rite te mahi o te horsepower. Ki te tohua nga tuhinga i roto i watt, te faafariuraa ko e whai ake: 1 Kw = 1.359 rita. he.

cars tauaru

Hoki te taua waka kotahi he inaianei e kore e whakaratohia te tāke. Otiia whakawhanakehia reira he whakarea motuhake, e tei runga i te momo o te wakatō, i 1.15 ki 1.45.

Ki te pepa ma

hoatu hītori inihua te i runga i te tangata e kua te tika, me te whakahaere i te waka. Ko e whakawāteatia nga raraunga, ki te kahore i roto i te 12 marama o te atekōkiri tomo ki tetahi CTP kaupapa here. Tauira: e kore rangatira waka e taea ui te rangatira o te aunoa faaoti i te kirimana ki waho nga tangata uru ki te whakahaere. I muri i te 12 marama o tona hītori he tautuhi, ka waiho reira taea ki te haina i to ratou ake kaupapa here. Me waka rangatira te whakahou tuatahi te tuhinga ki te whanaunga, a ka haere i runga i te mana o te rōia.

atu huringa

Ko te whai wāhi ki te faaoti i te kirimana mo te wā o te tau iti iho i te kotahi e inaianei e wātea ana. kia ara ake i te hiahia taua, mo te tauira, ki te riro te waka i roto i te kotahi rohe, a ka hiahia te taraiwa ki te rēhita i te reira i roto i te tahi atu. I mua, mo te taua take, i hokona te kaupapa here mo te torutoru nga ra. Na e taea te puta taua inihua anake ki waka ke. Na nga Warriors e taea anake faaoti kirimana kaupeka. No te rangatira waka i runga i taputapu LPG whakaratohia te 15% hekenga.

Ko te utu turanga o ngā kaupapa here i roto i te nui pa Russian

Hei tauira, tangohia te reiti raraunga mōrahi mō ngā atekōkiri 23 tau o te wheako whakahaere ki te waka i runga i toru tau, e kua he motokā ki te kaha pūkaha o 70-100 l. he.

mutunga

I roto i te Paenga 2015 ke te Bank o Russia te ōwehenga o CTP i rohe me reiti taketake. ka noho Innovations te whakanui ake i te nui mōrahi o utu, me te pae faarava'iraa i roto i te whenua. I roto i te whānui, moni te auau tupu ki 40-60%. Whakarea o mana rohe ke anake i roto i te 11 rohe. Kua kore ano nui haere auau Base i roto i ngā wāhi katoa. He he he whakarea hou mō waka ki te tauaru. Ihirangi rīanga mō te marama torutoru mo te waka rēhita i roto i te Russian Federation taea seasonally anake.