Loans Pakihi. Tuku ki pakihi iti, me te reo-rahi

E hiahiatia ana haumi ki te whakatuwhera i tētahi pakihi hou. Kei te tahuri tokomaha kaipakihi ki reira i roto i pareparenga. whakahere ratou i te whānuitanga o ngā hōtaka mo te turanga o te mahi. Ko te tino roa rēhita tukanga me hiahia koe ki te kohikohi i te rota o pepa mo ia. Loans ki pakihi iti, me te reo-rahi, ka hei te whiriwhiri pai, ki te kahore o ona haumi.

tikanga mō te whiwhi

Making pūtea taurewa i roto i ngā rōpū maha mea. Tuku ki pakihi iti, me te reo-rahi ko e wātea ana i runga i te tikanga e whai ake nei:

1. Me ture kia whakapumautia te u e i ia te tuhinga katoa.
2. Me ki te whakarato hinonga mahere pakihi Banks. I te uiuiraa e whai ki te korero ki a matou e pā ana ki to koutou kitenga pakihi.
3. pūtahi nama mātanga mahi ratou tātaitanga i runga i te pūmautanga o te kamupene, na e hiahia ana koe ki te whakarato i te mōhiohio e tika ana, ngā tauākī matapae.
4. whakaratohia moni ki pakihi iti, me te reo-rahi te ki te aroaro o te taonga i roto i te taonga.
5. mateakí kiritaki takina. Ki te puta te taurewa i runga i IP, tirohia te nama hei takitahi. Me kia pai hītori Credit.
6. Ko te aroaro o ngā kaioati me tahi-kaitono faarahi te tupono o whakaaetanga o te tono mo te taurewa.
7. whakaaro Insurance i roto i ngā tahataha maha te ki te waiho i te ratonga whakahauanga.

i raro i anake taua tikanga ko reira pea whakaaetia te tono te. I roto i te hanga i te whakatau pai tīmata te tukanga paerewa o te rēhita.

Ngā momo o ngā hua nama

Kei te wehea moni ki pakihi iti, me te reo ki te momo e whai ake nei:

• ngā;
• aukati.

E whakamahia taurewa ngā mō ngā take motuhake, e kua whakaritea i roto i te kirimana. Hei tauira, mo te hoko o ngā rauemi hanga. A, no te te hanga te utu ki te counterparty, kua whakapumautia nga utu i roto i ngā tuhinga. Tenei e taea ngā kape o kirimana, ngā tuhinga kaipuke.

E tukuna whiwhinga Unearmarked mo tetahi whakaaro. Ki runga ki te taenga ona, mai te hopoi'a ki te utu i te utu pūmau, me te ki te pūrongo i runga i fakamolé kore e kiritaki e hiahia ana. päpätanga huamoni i runga i loans ki te pukupuku-kore, ko te nuinga o runga ake i te ūnga.

hōtaka

He ona ake rēhita āhuatanga i ia hōtaka taurewa mō pakihi iti, me te reo. E wātea ana ratou i roto i te pēke ranei ki te awhina o te kaitohutohu. Na te hōtaka tuku te tahatika e whai ake nei:

• Sberbank. huaina te hua ko "Tīmata Pakihi". He ko te taea o te whiwhi pūtea taurewa kahore taunaha, engari e hiahia ana ngā kaioati, me te utunga tuatahi. Ko te auau, ko te 17-18%, me te nui o te 100 mano. Moni ki 3 miriona. Ko te wā whiwhinga ko 6-36 marama.
• Rosbank. Tukuna ki te 40 miriona. Moni mo te mōrahi o te 5 tau. Ko te auau, ko te 12-16,5%. Me ki te utu i te kōmihana kotahi-wā, me te whakarato i rite rawa utu o te kamupene koe.
• Tcb. MoE tuku ki te puta i te whānuitanga o ngā hōtaka mō te mahi: ki te whakawhanake, moni tika, riihi, Factoring. tīmata reiti i te 15%, me te he rite ki te 30 miriona. moni te moni.
• "VTB 24". Ko te Bank tuku he taurewa whakakopa, te mahi mokete, te whakataki o te whakapaipai e mahi. Reiti ngā i te 9%, me te nui o te 850 mano. Moni. tuku wā he rite ki te 120 marama.
• "Alfa-Bank". E homai taurewa ake ki te 3 tau. Ko te mōrahi Ko 6 Mill. Moni i raro i te 15%. E kore e te Bank rapu i te kai o te kaiwhakakapi. I roto i whakaaro o te tono i ki te utu 2% o te uara taurewa koe.

Ko te tukanga mō te rēhitatanga o te Tiaki Bank

Tuatahi, e hiahia ana koe ki te whakapā atu i te pareparenga mō te whiwhinga SME. Kei te tahuri te rota o te iwi i roto i to tatou whenua ki Sberbank. Na e hiahia ana koe ki te rēhita ki te tāke rite te PI. He mea nui ki te mōhio ki te hōtaka täne, e he hoa o te Tiaki Bank. He mea tika ki te whiriwhiri i te karapu tika.

I roto i tona hōtaka ko reira e tika ana ki te hanga i tētahi mahere pakihi: te waihanga i tētahi mahere hokohoko, whakatau i te wāhi mo te tari, me te whakatau i nga take e toe. Next, Me koe ki te kohikohi tuhinga mō te nama: uruwhenua, tau tāututanga kaiutu, tiwhikete o te mahere pakihi IP. Ki enei tono hoki. kia taka e te reira i taputapu (30% mo te utu tuatahi). I muri i hanga he whakatau pai te te kirimana. te tikanga whakapaia e Sberbank te tono, ki te mea kua whiriwhiria te kiritaki te hoa karapu.

moni mahi

Kei te tahuri tokomaha kaipakihi ki pūtea tuku SME. mahi ratou rite kaioati mō pūtea taurewa mō te tīmata i te pakihi. kia tono kaipakihi mo te taurewa ki te pēke, whakamōhio ia o te hiahia o te kāwanatanga ki te tautoko i te whakahaere.

Na ka te whakaaro i te pēke te tono, tango ki pūkete nga kōrero katoa. Ki te hanga he whakatau pai te whakaaetanga takitoru. E mea pinepine hoki ngä moni ki iti, e mahi reo te ōrau iti. E ai ki tenei mahi kaupapa, maha pareparenga, engari e kore e katoa.

Tūtohutanga mō ngā kaitono e

I kia te mutunga o te hoko maheni ki te kawenata, whakatika ki atu tautohe. Me koe ki te ui tonu ngā pātai ki ngā tohunga. Ki te he pai te mahi, he tika te reira ki te utu i te taurewa wawe, rite whakaurua te nuinga o te moni i roto i te tuatahi o nga marama o utu.

Me tango kaitono ki pūkete nga mita o te whai ake:

1. E tukuna ēnei taurewa i te tere makona nui o te moni. Na reira, ki te taea e koe, kahore a ratou, he pai ke e kore e ki te utu i taua loans moni. Tena ki te mahi koe i reira e kore e tonu e mahi, kia āta whakatata koutou te tukanga tukatuka taurewa.
2. Hei pēke i pai te whakatau, he mea e tika ana ki te hanga i tētahi mahere pakihi ahurei. понятно, нужны ли средства, и как будет распределяться прибыль. Mai i ka te reira tonu mārama ranei e hiahiatia ana nga moni, a pehea ka tohaina hua.
3. Pai ko te rangatira o te pakihi, rawa, e whai wāhi nui. Na reira ko te reira e tika ana ki te whakarato i ngā pūkete kaute ki te faarahi i to outou tūponotanga mō te taurewa. Me tuhituhi tika pepa katoa.
4. kia tuku i te Bank he mahere pakihi, ka e kia rai i nga kōrero katoa o whakahaere pakihi. Ki te he te fafau ia, he reira te tikanga whakaaetia te tono te.

Tuku ki pakihi iti, me te reo-rahi ko te tūpono nui mo te tahatika. Ki te haere kaihau te u, ka taea e te whare pūtea ngaro te moni. Na te nuinga o reira hiahiatia ki te whakarato i ngā tuhinga o te aroaro o te taonga, me te te kaioati, tahi-nama. Anake ka he whakaaetanga pea o taurewa mo te whanaketanga pakihi hanganga ture tonu.