He aha kaituku Me?

E whakaaro pūtahi Credit he wāhi o te ao hou, no te mea ki te hoko taonga utu konei, a inaianei e kore e taea te mahi i te nuinga o te iwi, kahore te taurewa. Oia mau, kitea te hoko o taonga nui i roto i te ohipa i runga i te rā i roto i to tatou whenua. Reira na tupu e kore he tiketike nui te paerewa o te ora, na tona ringa, hei tauira, ki te hoko he taea te motokā anake ki te awhina o taurewa.

Ehara i te mea maere e nga ra i reira he pokapū atu motuhake. I mua i te nama moni ta'etokanga, kia ako koe atu e pā ana ki te hunga, he aha he pūtahi nama me aha e ratou whakaaro. rēhita Tetahi taua institution te i roto i te whekau kāwanatanga motuhake rite te hinonga ture puka whakahaere, me te ture motuhake. whakaaro te whāinga matua o tona mahi te ki hei te maximization o pai e tika ana ki te horapa o etahi hua pēke. tuhinga fakangofua, e tohu ana i te rārangi o ngā mahi ka taea ki te kia whakamana e te whakahaere ko te raihana. Kei te whakaputaina te reira e te Central Bank o te whenua, a ka urupare anake, ki te te peekerapu whakaaturia o ngā pūtahi nama.

E tano ia tapao e rite ki te kēnana o te ture ngā, e kore e taua pūtahi whai wāhi i roto i ngā mahi pakihi e pā ana ki te hokohoko, hanga inihua o tangata ranei. I roto i te momo o ngā pūtahi nama taratahi me te pēke-kore. Ko te momo tuatahi ngā anake aua pūtahi e faaaravihi i te whakarato toru ngā momo matua o ngā mahi:

• tāpui (pëhi o moni i te taupori me te whakamahi ia ratou kia rite ki ngā rauemi mō te taurewa);
• nama (tarahu i te nui e hiahiatia ana o te moni ki te kiritaki);
• whakataunga (moni whakawhiti i te pūkete whakataunga o te kiritaki ki te pūkete o te kaiwhiwhi).

Ano, ia momo o enei whakawhitinga Kei te whai hua te pēke. Ko te wahi nui rawa o te moni kiia hoki taurewa me te tarahuraa, no te mea o te whakamahi o moni poto noa o te kiritaki e herenga ki te utu i te nui moni.

I tona matua, pūtahi nama katoa he takawaenga i waenganui i āpiha ōhanga, rite kohikohi ratou pūtea i pūtea, e ko, kaipakihi e hiahia ana ki te haumi i te rauemi e wātea ana, me te tūari atu ratou ki hinonga rawakore. E arotahi Non-pareparenga i runga i te mahi o ngā mahi takitahi. Hoki tenei momo ngā moni penihana, hokohoko, me te inihua kamupene, toa kurumetometo me pera i runga i.

kawea Kaute i roto i ngä pütahi nama i roto i te whakarongo motuhake, no te mea e pā ana ratou mahi katoa e ki te moni, me te tikanga o to ratou rēhitatanga tei runga i te pūmautanga me te tika o te kamupene ngā. aroturuki hoki i te kāwanatanga te mārama me te tika o te mōhiohio e whakaratohia ana i roto i te tauākī pūtea. Ki tenei mutunga, te hiahiatia tau tātarihia e te rōpū tuatoru.