He tokotoru o pareparenga. Ratonga me urupare kiritaki

"Toru D" - te pēke tika taitamariki ki tona tari upoko kei roto i Moscow. I teie mahana, Kei te kaha whakawhanake i te whare pūtea pakihi hokohoko, Heoi, o faufaa nui he ratonga ki kiritaki rangatōpū tonu.

Mō te Bank

I whakaturia whakahaere pūtea ZAO "troika D Bank" ka rēhita ko te regulator i te mutunga o 2002, ka i huaina te tīmatanga ZAO "Bank Paerewa". Ka rite ki kua i te aronga matua o ngā ratonga pakihi kua tīpakohia kiritaki rangatōpū, me te whakatairanga o ngā hōtaka haumi. I taua wa, kua te whare pūtea kua he 100% āpiti o te Paerewa International Holdings (SIH).

I roto i te hawhe tuatahi o 2009, me te rōpū SIH hainatia troika Kōrero he whakaaetanga i runga i haumi rautaki, hua i roto i te nui "troika" Kua riro haumi ke, me te mōkihi oti o hea o "Paerewa Bank". Mō te tau kua puta ke i muri te institution nama tona ingoa, a ka mohiotia rite te "Kōrero troika".

Torutoru nga tau, ko te whakahaere i te mema o troika Kōrero Group pūtea. Ka rite ki te roa rite kore te te whakahaere matua i roto i 2011 tino riro i runga i te Tiaki Bank me kua integrated ki te kamupene.

I te tīmatanga te whakamahere Sberbank ki whakapumautia ki runga ki te kaupapa o te riro whare pūtea tetahi o nga tahatika kaha tino i roto i te mākete, motuhake i roto i ngā ratonga ki te haumi nui rangatōpū, me te whakarato. Otiia kua puta ke tino te mahere, me i roto i 2013 i hokona te moni institution ki rangatira hou. Huri noa te wa taua, te huri ano tona ingoa ki "toru D". ka haere mai te pēke i raro i te mana o ngā rangatira hou, i roto nei i reira Yuri Zhukov.

Ki te rā, te whare pūtea whakahaeretia e Vladimir Akaeevym roto tetahi o kamupene Kaiperu.

Bank putunga "toru D"

Ka tātuhi "toru D Bank" putunga kaha tata anake, i muri i te taenga o nga rangatira hou, e kua whakaritea e ki anō te mahi o te whare pūtea, me te unga tautooraa atu i runga i te whanaketanga o te rāngai hokohoko.

Ngā, e tuku he "takitoru te pēke", i te whānui o ngā āhuatanga momo. Ko te moni tohu ratou he atu hoki te hunga e rite ana ki te waiho moni i roto i te faanahoraa nama i roto i te wā iti o te wā. Mōrahi o moni e wātea ana e taea kia hoki 1 tau. Interest i roto i moni e taea tae 13.5%, me te moni ke o te 4.2%.

Ētahi hua mō depositors, e tuku he "takitoru te pēke" e kore e tino te paerewa mo te mākete Russian. Hei tauira, te takoha o te "Index" kua he auau huamoni tere, e tei runga i nga tikanga o te TOP-10 pareparenga Russian whakaekea kaiuru i te maha o moni ngā i takitahi.

Noatia, putunga katoa whakanohoia e mau taata i roto i te pēke "toru D" e inihua e te kāwanatanga. Plus e patua ana kiritaki i te momo o ngā hōtaka bonus.

whiwhinga

I te "toru D" whiwhinga o nga tangata tinana tomo te mākete tino tata. Heoi, tapaea tenei ra e rua kiritaki me te mokete loans. Hāunga i te nuinga pūtahi nama "toru D" pai te huarahi takitahi ki ia kiritaki.

Noa whakaoti i te puka tono i runga i te paetukutuku ranei i roto i te tari, a ka whakapā kaimahi ki te whakawhiti kōrero mō ngā āhuatanga motuhake. E tīpakohia fakafo'ituitui ratou mo ia kiritaki, me te kore e whakaritea. Ko te reira i te "toru D Bank" arotake i ngā kaitono e riro te nuinga pai.

Ratonga mō hinonga ture

Mai te timatanga, i tonoa mai te mahi o te pēke "toru D" mo te tukunga, me te tuku ki kiritaki rangatōpū. Kei te whakaaetia te reira ki te kohikohi i roto i te whakahaere pūtea, me te rōpū o ngaio ki te whakarato ratonga i runga i te paerewa teitei hou.

Ka taea e hinonga Ture tango i te rawa o te pēke "toru D" nama, whakatuwhera he pūkete arowhai mo te pūkete o nāianei, te whiriwhiri i te moni tāpui. Whānui whakawhanake hua kāri pēke, whakahere kiritaki rangatōpū rite ratonga pūtea moni, me ngā kāri pakihi.

Ko te rangatira o te rōpū whai wāhi i roto i te hokohoko, whiwhi ratonga e wātea ana. Hoki te hunga e pā ana ki te tuku o taonga i ki waho tona mahi, kua whakaratohia hoki ratonga ki te mana whakawhiti ke. tokanga makehe "toru D" utu ngā hōtaka haumi.

kaiwhakamahi whakaaro

Te whakahaere pūtea e arotahi ana ki kiritaki rangatōpū, o te akoranga me tautuku ki te whakaritenga tino ohie. Na reira, riro te "toru D Bank" arotake te nuinga pai, a i roto i te take o te āhuatanga raruraru mai nga wa katoa i roto i te whakapā ki te kiritaki, me tamata ki te whakaoti i te raruraru uaua ranei.

E rave rahi tūmataiti kiritaki o te pēke tuhia te ngaio tiketike o te tokotoko e mahi i roto i te ruma whakahaere. Ki te tika, e rite ki te whakarato i te kiritaki ki te tohutohu i runga i ngā hua katoa tapaea e te "toru D" tonu ratou.

Te nuinga o kiritaki tuhipoka hoki te haratau o te wāhi tari, ngawari ki ia manuhiri me te kāhua o te mahi o ngā kaimahi, e hāngai ana ki te paerewa pēke teitei.