Bank "Te Messenger": raruraru, arotake kiritaki

JSC "Te Messenger" - ko tetahi o te nui rawa tenei pūtahi nama i te taumata e hānga ana i roto i Russia. He iti te hītori o te whare pūtea, me te he ona pakiaka i roto i 2010. I taua wa, he rōpū o "Te anahera" kamupene hainatia he kawenata ki "Promtorgbank" i runga i te hanganga o te whare uouangataha me nui-tauine pūtea. Bank "te anahera", e kore he āwangawanga i roto i te wāhanga tuatahi o te oraraa i te raruraru, i muri tonu i te ahua aroaro he hua auaha i roto i te mākete pūtea - he kāri pēke, "te anahera", e nui whänuitanga whānuitanga o tono, a kumea ana e whakarongo ki te whakahaere.

kōrero

"Te anahera" Bank (Moscow) mana tīmata mahi i roto i te 2010, engari i riro i te hanganga kiritaki i te hoa i roto i te tangata o JSC "Promtorgbank", i whakapumautia i roto i 1992. no Organization ki te kāwai o hinonga reo-rahi e faaaravihi i te taviniraa kamupene ahumahi, me te arumoni. i hou, engari tino whai hua Experience o hononga ki ngā hinonga. History o He "Te anahera" rōpū o kamupene ona pakiaka i roto i te tau 1995. Ko te whāiti matua o hinonga, me te ki i tenei ra tonu te taua: hoko hikohiko, te whakatinanatanga o kōrero, me te taputapu rorohiko. Bank "te anahera", peka o nei e kei puta noa i te rohe o Russia, inaianei tuku ona kiritaki i te whānui o ngā ratonga pūtea whānui ki te whakarewatanga o ngā kāri nama whakakotahi. He pā ana ki 3 mano kiritaki rangatōpū i rāngai rerekē o te ōhanga te turanga kiritaki o te paari. Kua tae kē Tau o kiritaki hokohoko 1.5 miriona te iwi. Paerewa ratonga pēke i te momo o te whakataunga, me te moni ngā mahi, taurewa me putunga e kīnaki e nga ratonga o Factoring me whiwhi.

"Te anahera" i tenei ra

Bank "te anahera", he raruraru kua puta nei ngā tata a kihai i i te pānga taimaha i runga i ngā mahi o te whare pūtea e ngā i roto i te TOP-50 tahatika Russian. Katoa putunga pēke inihua e te pūnaha inihua tāpui. Ko te miramira o te whānuitanga o ngā hua, kua meinga te kamupene he mahere o "te anahera", e kua pai ngā kaha, me te nama, me te nama. Ki te ka whakaritea te toenga kāri rawa, ka kia whakatupato ratou 10% moni i runga i te reira. Hoki nga tauwhitinga e tango te hōmainga mōhio. rohe nama i runga i tenei momo o te hua, ko te 250 mano moni. Ka taea e ngā kiritaki o te pēke whai hua i te whakamutunga i roto i tetahi o nga tari maha. Hoki noa te aamu poto katoa o te pēke, "te Messenger" (St. Petersburg) i kahore amuamu i kiritaki. Kua kua tonu te taumata o te mahi i runga i runga. te wa whakamutunga te riri meinga e te meka e kua whakaturia te whare rohe i runga i withdrawals moni, ko te kupu whakaata i te mahi o ona whakataetae, e kua tangohia o te raihana, a kua haere kē ki te toremi.

Ko te harbingers tuatahi o te kino

E ai ki kiritaki me, me tohunga o te mākete pūtea, ka anga "te anahera" pēke ki te wheako raruraru i te wa, no ka takoto ki te whakawhāiti i te nui o te moni e taea te mawehe atu i te ATM. I roto i runga ki te auaha, i roto i te ATM e rua o te pēke, me hoa here. Ka taea e ngā kiritaki te moni i roto i neke atu i te 25 mano moni kore ra kotahi. Whakawhiti o moni i te kāri pēke mā P2P-translation wātea anake i roto i kore i te nui neke atu i te 5 mano moni i te ra. Whakaurua etahi here i runga i nga momo o whakawhiti interbank i te hōputu hiko, e kore e taea e nei nui te nui o 50 mano moni. Ko te aronga anake e kore e i whāiti e rohe - ko reira utu mo te hoko o te ratonga te whakamahi i kaha ratonga QBank urutomo.

He aha mea te i roto i te pāpāho?

ngā mōhiohio whānui e te pēke hipokina "Te anahera" tari katoa i runga i te whenua. E ai ki te buka haapiiraa, tenei huarahi ki te hanganga o ngā mahi a te pēke e pupuri hea te raiona o o tona pūtea. E ai ki te whakahaere, e kore e enei mahi pā te kounga o te ratonga kiritaki i roto i te rohe, mai ratou tata kore e haere ki tari me te whakamahi kē hononga me whakawhitinga. Ko te nuinga o nga kiritaki o te pūtahi pūtea hehema ki te whakapono e, i roto i te hononga ki taua mehua whakaari tangohia e te kaiārahi, i roto i te heke mai tata, kia fehangahangai he kautaha fakapa'anga faaapīraa, ko te take ki te pēke "Trust" ranei whakakorenga o te raihana rite. I te kau, "te anahera" wāhi tari pēke e kua heke tino i roto i nga tau tata nei, e rere i roto i te aratau paerewa, rite whakatikaina, me nga wahi ārahi mana ta e kore e taea e te whakakorenga o te raihana me te toremi me korero kia. ka patai te kōrero ki te pāpāho i te mutunga o 2014, e pā ana ki te whakariterite anō ka ū mai, i te tono o te whakahaere, e kore e kore anake e whakapumautia, engari mana whakakahore. Ko te mea anake e hiahia ana koe "te anahera" raruraru pēke tere i tangohia nei i te ohorere - ko te investor mo te māori o. Ko te ā-ta e reira he nui tono whaihua.

Rohe i runga i ngā kāri nama - he tūpato ranei te tahi mea atu taumaha?

Kua "Te anahera" Kua he whakaiti kaha i roto i rohe kāri nama. I mua 99% o nga whakaaetanga taurewa whakaratohia ki kiritaki rerekē i roto i te whānuitanga o te 10 mano ki te 150 mano, i tenei ra he reira iti ki te rahi o te nama o nāianei. whakamārama Guide te whakaiti o rohe huringa i roto i te utu o te pūtea. Whakaritea he tino nui i roto i te pā ana ki te uara hakari o te whakapaipai attraction nga tikanga utu tuku. "Trimming" i kitea tuatahi loans Nonrecycled ki te kore whakamahinga.

He aha kiritaki mea e pā ana ki te whakaiti rohe?

I muri i te pēke "Te Messenger" (St. Petersburg) riro nga rohe kuti, kua pahono kiritaki ki te āhuatanga o te nui maha o arotake kino. Ahakoa te meka e te pēke mea e pā ana ki te tapahi% 5 anake o nga taurewa, kua ara te poipoi o te riri rawa nui, mai i tangohia te whakatau i tareka e. Hoki ki te tauwhāiti te taua te pēke, ka whakawhirinaki ki runga ki te aha e atu i te āhuatanga ōhanga i roto i te whenua. he maha rawa o pareparenga fehangahangai raruraru. whakatārewatia ratou o ratou mahi, e tatari ana hoki ngā huringa i roto i te āhuatanga, me te mea he koi matamua o te whakapaipai i taea e whakatakotoria i roto i te heke mai o ngā kura.

motu nui ngā kaimahi

"Te anahera" wāhi tari pēke i hinga koi, e kore kati manga e iti. I roto i te katoa, i Hānuere ki Maehe 2015 te kaimahi institution pūtea heke i 27%. Ko te tuatahi i roto i Paenga 2015 te maha o ngā kaimahi pēke i roto i te 1406 hāngai ki te ngaio. I roto i te marama o Hānuere i tēnei tau, hāngai tenei ahua ki 1,921 mano. I roto i te whānui, mo te tau o nāianei, te maha o tohunga heke i 36% i roto i te "Karere" pēke. Tino whakaiti i te rahi o te utu utua. kua i roto i te tuatahi hauwhā 2015 kaimahi whare pūtea kua kiia ki 25.2 miriona moni. Ko e pā ana ki 27% raro atu i te wā taua whakamutunga tau tenei. Kite tupu whakarara i roto i utu pāpori, i whakatika ki te 123,5 miriona moni ki 4.1 miriona moni. Kei te ite Credit institution etahi fifi moni mai i te mutunga o 2014. Mai April, whakaputaina 16 pareparenga i te Central Bank i te kanga ki runga ki te whakauru o putunga hou, kia rite ki o April 1, mahue te whare pūtea i nga paerewa whakapaipai hāngaitanga i runga ki te paerewa mana.

kore o te pēke ki te hanga hou i te tarahu

Tae noa ki taua wā rite ratou timata ki te kati i ngā tari, te pēke tauā "te anahera" te nuinga o kiritaki i runga i taha katoa. He takitahi mātātoa nei i tuhituhi ratou mateakí me te whakaute mo nga kiritaki, e kore he nei i reira i roto i ētahi atu whare nui pūtea. whakanohoia aro i runga i te whakahaere o te faitotonú me i te momo o ngā hua, he hononga kaupapa ngāwari. Mai te timatanga o te mau fifi, kia rite ki te urupare kiritaki, kua tino ke waiaro. Na, tetahi o nga kiritaki i roto i te hononga ki te mate o te mahi ki te tono mō te nama hanganga. E ai ki a ia, kihai i māngai o te pēke whakautu ki tetahi o nga pīra maha. Ka rite ki te hua, he wahine ta e pā ana ki te tuma tamau o kohikohi i runga i te waea me te waea hoha ana hoa katoa. whakaaro ia ki te karanga ki te tari o te rōia hāmene ki te kerēme i runga i te pēke. Te whakaahua i te āhuatanga rite, me te tahi atu mau taata e rave rahi te hunga i whakaritea e ki te mahi i te taua.

He aha te mahi pūtea?

whakaae i mua "te anahera" putunga pēke ki te kaha nui, e kore e mahi i teie nei i roto i tenei rohe i roto i te hononga ki te ako o te Central Bank. Nā ki tenei meka, kua wehea whakaaro kiritaki. E rua ngā wāhanga o te iwi. tamata ētahi iwi ki te kohikohi inarā nga moni i te peeke, reira meinga timunga kaha, me te exacerbating te āhuatanga. rite ki a ratou, e kore e haere te rōpū tuarua o kiritaki ki pai, te hononga ki te whare pūtea te ki te tango i tetahi mahi. tumanako iwi e te "Messenger" raihana pēke e tēnei wā tonu mahi pai ora fifi rangitahi i roto i te heke mai tata ki te whakahoki i te mahi o nga tikanga. Ko te aronga i runga i te meka e noa rite ki te hua o te whakakorenga o moni kautaha fakapa'anga taea te hoki mai i roto i te whakatakoto Insurance Agency. tūtohu tohunga mahi ki te hunga nui nei nui tāpui 1.4 miriona moni, tae atu i roto i ngā tāra.

Ko "Te anahera" i roto i te rarangi o pūtahi ohorere

Ko ngā uaua mo ia o te whare pūtea te mutunga o 2014. Kua puta mōrearea pēke puta noa te rohe o Russia. Ahakoa te whatunga whānui o tari, me te whānuitanga o te mahi, "te anahera" i roto i te rarangi o pūtahi pēke e raruraru. I roto i te Whiringa 2014, tuia te whare pūtea i runga i te mimiha o kaihau. Toutou ki te wā e i tomo, ka kua wheturangitia uruhi rohe i runga i ngā kāri pēke. I te tīmatanga, ki nga rohe o taua mahi, me te i ēnei rā, whakaritea tomo anake i roto i te hararei Kirihimete. Maurirere i runga i te wahi o te kiritaki e pupuri ratou penapena i roto i te whare pūtea e pā ana matua ki te meka e mai te raruraru, katia neke atu i te 100 pareparenga.

opuaraa a te pareparenga mō te 2015

Ko wai te mea ki te mea, katia "te anahera" Bank kore ranei, he raruraru, engari he kitea te meka o he raruraru tere e tika ana ki te mehua whakahaeretia e te whakahaere. fokotuu āhuatanga ōhanga Foreign e i roto i te wā poto e kore te āhuatanga e huri. Ahakoa te hua i roto i te nui o takoha rīanga ki 1.4 miriona moni, tonu te matamua o moni i te whare pūtea, e taea e arahi ki te kaihau. A haamana'o na e mutu te "Karere" putunga pēke tango i te tikanga o te Central Bank o te Russian Federation, i heke puna ētahi o te whakahaere. He he mōhiohio e pā ana ki te aroaro o te nama o te Institute ki te mana tāke i roto i te nui o 1.2 piriona moni, i te utu o nama nei tātaitanga riro taea, mai nui te nui o te nama 2.5 wa. Kei te kaha te mahi whakahaere o te pareparenga ki ū ai te mahi o te whare, e homai tumanako mo te faaho'iraa mai o te mahi noa "pipiri". Ko wawe rawa Making matapae, ka takoto ko ia anake ki te aroturuki i te āhuatanga.