Loan - Ko reira he whai wāhitanga nui ki te tiki te mea e hiahia ana koe

He tokomaha te iwi te hunga e hiahia ana ki te hoko etahi hoko whare, pērā i te fare, engari e kore e whai i te wa taua moni nui rapu tokoni i pareparenga. Tenei e fehangahangai ratou ki te pātai "aha te mea he taurewa me pehea faikehekehe reira i te taurewa?".

He maha ngā kōwhiringa mō te pēke pūtea taurewa: kiritaki, rangatōpū, me whakawhirinaki motuhake hiahia. enei kōwhiringa katoa i o ratou pai me ngā raruraru, e whakawhirinaki i runga i te āhuatanga motuhake. Loan - he nui etahi o te moni ki te kia whakaratohia ki te kiritaki i te pēke. Ka Me tenei nui ki te kia hoki i te mutunga o taua wa, i tohua nei e i roto i te kirimana. Tümanako, tenei mahi pēke, he rerekē i te kore o ngä päpätanga huamoni nama e (e kore e hiahiatia tonu ratou). I roto i te ratonga pēke patua ana i reira ko te taurewa ki te kaiwhakakapi. Ka taea e taunaha e hoko whare, peeke, i tetahi taonga nui, me te pera i runga i. Ko te kōwhiringa meá iti rawa hoki pareparenga tenei.

Whakakīa i nga pepa e tika ana e hiahiatia ana kia rite ki etahi tikanga. Anake i muri e take te pēke he taurewa. Tuatahi ti'a ia tatou ki te whakaki i roto i te reni ki te pätai, te wahi whakapūtā koe koutou raraunga whaiaro. Next, Me koe ki te faaineine i te tuhinga e hiahiatia ana katoa me te tuku i te tono mo te taurewa. Me whakarato kiritaki he uruwhenua, he kape o te pukapuka mahi, nga tangata - kāri hōia (mo te hunga i raro i 27 tau), he tuhinga e ka whakau i te rēhita me te tiwhikete o te moni mo te 6 marama whakamutunga.

Loan - he takoha o te moni taonga ranei mo te whakamahi rangitahi. Na reira, ko te reira tika atu ki te whakarite ki te riihi, kaua ki te ki te taurewa, mai te rēhita o te rua o nga tika hakari auau huamoni.

Kei te nuinga o Kiritaki taurewa puta retirees iwi ranei ki moni iti e te toharite o e rima tau ki te auau huamoni o 14 ki te 19% (i runga i moni kei). Kiritaki ki te ingoa nama pai te hunga e whai ranei kāri pūtea moni i roto i te pēke i reira puta te taurewa e, kia whiwhi taurewa matatapu i runga i toharite nga taua mo te rima tau, me te ki ngä päpätanga huamoni i roto i moni me 20%, me te i roto i te moni ke - ki runga ki te 13.5%. Ka taea e te tiki e koe i te reira, kahore kaioati me te kaiwhakakapi mo hiahia ohotata mo te wā ki runga ki te rima tau e, engari ka waiho hei bit atu te auau: i roto i te moni - ki runga ki te 15%, me te i roto i moni - 21%. Ki te reira te mea he kī taurangi i te tiai (Me waiho kaiwhakakapi he hinonga ture), he reira taea ki te tiki i te pūtea tārewa pai - ki runga ki te 14% i roto i moni, me te 11% i roto i te moni ke. Kei te tukuna te reira no te tau e toru. pareparenga rerekē whakahere taurewa rerekē me ngā whiwhinga, te kiritaki whiriwhiri hoki ia kōwhiringa atu pai.

Loan - he ahua o te tauwhitinga pūtea ki te harangotengote. Ko e tika ana i roto i te take te reira, ki te hiahia koe i te moni nui mo tetahi kamupene hinonga ranei. whakatuwheratia māngai i roto i te pūkete pēke i roto i nei riro te reira. I te mau a'oraa Me ki kōrero mātau i roto i te reo o peeke, ki te whakaatu me te ki te whakamatau ano i rite te kamupene mātau he kamupene ranei, a ki te whakarato mahere pakihi tuhituhi. Hoki nui loans hiahiatia iho utu me te ingoa pai.

Loan - Ko te rave'a pai ki te farii i moni tenei!