Mahi Banking: tona ngako me te mau parau tumu

e kore e ture o nāianei whakarato i tētahi whakamāramatanga mārama o "pēke". Heoi, e taea te faaoti i te reira e ko te reira i te mahi kawea atu e pareparenga me ētahi atu whare nama, me te e hipokina te tūāwhiorangi katoa o ratou ngā mahi.

riro te whanaketanga nui o pēke i muri i te whakawhitinga ki te ōhanga mākete, no te mea i roto i tenei wā timata ki te hanga i tahatika arumoni. mau ariā ohaoha Modern e anake te pēke e hua ai whakahaere, e kua e toru ngā mahi taketake: issuance o taurewa, tāpui tango me te whakatinanatanga o ngā whakawhitinga utu o ratou kiritaki. Heoi, i roto i te tua ki ngā mahi taketake, te moni institution e te tika ki te whakarato i ētahi atu ratonga, mo te tauira, ki te kawe i ngā mahi i runga i te mākete peeke, ki te tohutohu i te kiritaki, me te pera i runga i.

mahi Banking tā te whakatinanatanga o ngā mahi utu, whakapūmau te kiritaki tuatahi-te piha haapiiraa, te tuwhera me te katinga o te ngā kaute, tuku pūtea taurewa, taurewa me ngā whiwhinga, me te kohi moni i runga i ngā pūkete moni tāpui o tangata māori, me te ture. I roto i ētahi wā, kaituku whakahere taua ratonga rite rīhi reti ranei.

Ko te mahi pēke o ia whare haamata ki te whiwhi i te raihana, puta nei i te pēke pokapū. to'na hi'opo'araa i te National Bank nga mahi o kamupene i roto i te tahi atu taumata o te pūnaha pēke i roto i te whakatūnga o tikanga me paerewa, ki nei whare nama katoa. Hei whiwhi i tētahi raihana ki te pēke kia tono i muri i whakaaro e whakatau ranei ki te tuku i te raihana. Ka rite ki ki tetahi hinonga ōhanga, me kia te pēke te whakapaipai mana, i hanga i takoha o ngā kaipupuri hea.

ngā mahi pēke o pūtahi nama mahi i runga i te pūtake arumoni, rite te whakaaro matua tukuna pai me tona maximization. Ko te pēke pokapū arotahi ratou mau tautooraa katoa i runga i aueue i te āhuatanga ōhanga, te whakapakaritanga o te moni motu, ki te mau tonu tona tere whakawhiti i te taumata e hiahiatia ana. I tua atu, kua mahi i te reira i roto i te hanga o te moni i roto i te tohanga, me te, reira, whakahaere te supply moni. Kei te ngana te pēke pokapū ki te whakatutuki i te whāinga i tāutuhia ai ki te kaupapa here moni o te kāwanatanga.

Ko te mau parau tumu matua o ngā mahi pēke ngā raihana herea o ia institution nama. Ki te mahi te reira, kahore he tukua e, ka e whakakahore i tenei mahi. Ehara i te mea he raihana, te hinonga ohaoha e te tika ki te haere tonu te mahi. mahi ia pareparenga i runga i te pūtake o te whaiaro pūtea-a whai tikanga-whaiaro, me reira, ko te whakahaere motuhake. E kore te kāwanatanga e kore te pēke pokapū kore e taea e wawao i te mau ohipa o te faanahoraa nama anake i roto i ngā horopaki whakaritea e te ture o nāianei. Ka rite ki whakahuatia i runga ake, te pēke pokapū whakatakoto ana anake etahi paerewa i roto i te tikanga ki te mau tonu te whakaea o ia o te hinonga ohaoha.

tika pēke arumoni te ki te whakatau i runga i te tuku i te pūtea taurewa ki te kiritaki ranei ki te paopao ki te reira. kia whakaawe No tetahi tona whakatau wero reira ranei. Waihoki, kia nga hua kiritaki pēke i tona ngarahu te whiriwhiri i te faanahoraa nama, te makona tino ona hiahia. E ai ki te mau parau tumu o te pēke, kihai i nga kaimahi pēke i te tika ki te whāki mōhiohio e ko te mea ngaro hokohoko, me te mōhiohio e pā ana ki te kiritaki ona kapewhiti ranei.