Map "Hua", "Credit Home": tikanga, mōhio me arotake

I roto i te tikanga ki te kukume kiritaki, te whakamahi i maha pareparenga he momo o ngā hōtaka bonus. tukua ratou e kore anake ki te whakapau moni, engari ano hoki ki te tiki ki nga hoko atu mōhio me ngā. A, o te akoranga, e taea te poto ratou i runga i te hoko o ngā hua hou ratonga ranei i te hekenga. Ko tētahi o ēnei hua ko te pēke pūtea kāri "Hua". "Home Credit Bank" tuku reira ki o ratou kiritaki katoa. He aha te momo o te kāri nama? A he aha e ona āhuatanga?

mōhiohio General e pā ana ki te hōtaka bonus o te pēke

E ai ki nga ture o te hōtaka mateaki o te pēke, ka hanga hoko rerekē i roto i te whakahaere o nga toa kiritaki e taea te tiki i te tetahi ōrau o utu. Ka rite ki te tikanga, ko reira pūmau, me te tei runga i te momo o te hua pēke. Hei tauira, ki te he koe i te rangatira o te kāwai "Gold" kāri "paerewa" ( "Bargains Gold", "to matou Kāri Cashback", "Kāri Cashback Paerewa») ranei, ka whakamahi i ratou e kitea e koe he bonus i roto i te whānuitanga o 1-3% o te nui hoko. Haunga, kāri "Hua" ( "Credit Home") "konukawata-wāhanga" e whakarato koe ki utu i roto i te whānuitanga o 1.5-5%.

rite te "pai" titiro Map?

Kāri hono ki te hōtaka "painga", rite ki te tikanga, kua he hoahoa hāngai waiata. Hei tauira, ka taea e kite etahi o ratou e koe i te ahua o te haona, haona tetere ranei ki te kakau huatau, ngā tauira parakore, me te mea whariki a ki te kohatu utu nui. Ahakoa whai he ma, me etahi atu etahi kāri - papamuri pango.

Ko wai ka taea e whai wāhi i roto i te hōtaka?

Ka taea e whai wāhi e kore rawa katoa i roto i te hōtaka. E ai ki ngā āhuatanga o te pēke, te hono ki reira anake ki kiritaki ngā taea motuhake e horo'a nei i "Home Loan". I roto i tenei hoahoa e utu te mōkihi o taua tono i roto i te tikanga o 990 ki te 5000 moni ia tau (i runga i te momo o tuwhera mahere).

E ai ki ngā māngai o te faanahoraa nama, i roto i tenei moni ngā kāri e kore anake taketake tiaki, engari te tahua, tātai me te whakakorenga o ngā roaa e te kiritaki i roto i te hōtaka. homai tenei katoa koe i te mahere o "pai" ( "Credit Home").

Onäianei o te rēhitatanga, te whai wāhitanga i roto i te hōtaka

hono Tuatahi ki te hōtaka, ko te taea anake i te mutunga o te whakaaetanga nama, pērā i te hoahoa o te taurewa kiritaki kāri nama ranei. Ano, te kiritaki pēke, whai wāhi i roto i te tahi atu hōtaka kia ake i te whare pūtea, me te hiahia ki te tuku i tētahi tono mō te whai wāhitanga i roto i te hōtaka mateakí.

Hoki pēke obslzhivanie auau i roto i te pūnaha tau kohikohi he utu (i roto i runga i te tariffs nāianei mō kāri o wāhanga rerekē). I te wa ano, ki te i te mutunga o tenei wā, te kiritaki e kore e hiahia ki te haere atu i te hōtaka, te utu mo te 12 marama i muri, ka e whakatupato aunoa. I tua atu, he tika katoa ki te paopao ki mahi, engari e kore e i muri atu i te 14 nga ra i te rā o te ratonga whakahohenga ia kiritaki. Tenei te he hōtaka "haafaufaa" me mahi. "Credit Home" momotu rā i te whai wāhitanga i roto i te pūnaha mō te kore utu. Otiia ano ka uru reira te kua taea.

He aha kāri taea te tukuna i raro i te hōtaka?

I tēnei wā, i raro i nga hōtaka e mateakí tīariari taea te tukuna te kāri e whai ake:

• "Bargains Gold»;
• "Bargains Platinum».

Hei tauira, ki te i unu koutou whakarongo ki "koura" kāri nama "Hua" ( "Credit Home" ki tuku reira ki te utu mo te taonga me ngā ratonga i 34.9% te tau), ka e waiho e koe he aho whakakopa nama o runga ki te 300 000 moni, me te wā aroha noa - 51 ra. Mahere "Platinum" taea hoki te utu o ratou pire i roto i 29,9% te tau. I roto i te take o withdrawals moni mo te "Gold" me "konukawata" kāri he auau huamoni kotahi - 49,9% APR.

Kia pehea te nui bonus taea e koe te whiwhi?

I roto i runga i te ture o te hōtaka o te Bank, hanga i tetahi kāri hoko "painga" (i roto i te whenua, me te ki waho), ka taea e koe te whiwhi i te itinga o te 1% o te moni pau i te kotahi. A puta noa i te marama whakaaetia te kiritaki te ki te kohikohi i te mōrahi o 2000 ngā. E whakakorea e taunoa mōhio katoa riro i runga i te rohe. I roto i te heke mai, kei te nui haere te nui mōrahi o te bonus ki 7500.

Hoki tetahi hoko e taea te tiki e koe ngā?

hōtaka mateaki tika "Hua" ( "Credit Kāinga" homai te taea ki te hono atu i te reira ki tonutia ana katoa) whakarato nama, me te whakapau moni whaiaro ki kāri kiritaki ki te utu mō te taonga me ngā ratonga.

Tera pea te whakamahi koe i te Kāri Gold, hoatu he tauira o te utu e hāngai ana i runga i te mōhio riro. Ko te kupu, ko reira taea ki te noho e pā ana ki 7500 moni mo te momo o haerenga, me te haere, 4,000 moni ki te utu mo te teihana hau me te horoi motokā, ka utu 5,000 moni koutou haerenga ki whare kai me wharekai, 15 000 Ka utu hokohoko i ngā toa ipurangi, tangohia āhua 18 500 moni kai me atu tūemi o te kohi ia. Ka rite ki te hua o te utu ā-marama rite whakahaere koe ki te whiwhi e 5,180 bonus, a mo te tau - 62 160. I roto i tenei take, mōhio e he rite ki te 1 RUPO 1 wāhi.

Otira ka he nui rite o utu, engari ka whakamahi i ētahi atu kāri "Hua" ( "Home Credit Bank" faarahi te ōrau o te utu hei kuhunga o moni kirihou) utu marama mōhio nui ki te 5603, me te mo te tau - 67 236 ngā.

Ka rite ki a koutou e taea te kite, te nui o te utu, tei runga i te nui o hoko e kore e anake, engari ano hoki i runga i te momo o te hua taurewa tīpakohia koe.

He aha ahau e taea te tiki atu e horo'a nei?

I tua atu ki te mōhio mana whakaturia e taea te tiki e koe mo te kōmihana o tetahi hoko o toa mariko me pahoho, tae atu ki ngā kaiuru ke, me te kāinga o te hōtaka "Hua" ( "Home Credit Bank" Kua whakarewahia tenei mahi i roto i te puna o 2013) e taea te tiki ngā atu. Rave i te reira e nehenehe e, anake ka hanga e ratou hoko i nga hoa o te whare nama. Ka rite ki te tikanga, kei te etahi o ratou i tabulahia i roto i te raro o te whārangi i runga i te hōtaka paetukutuku homecredit.ru mōhiohio.

Hoki te haratau tapiritia, e kōmaka ratou i roto i te kāwai e whai ake nei:

• Home taputapu me te hikohiko.
• hua o ngā tamariki.
• Leisure me Entertainment.
• Ētahi atu.
• Tuhinga.
• Pukapuka.
• Furniture.
• Clothing, hū me oko.
• Kakara, me te kosetika.
• Gifts me runaruna.
• Food.
• Hākinakina me te tāpoi.

Prietom mea katoa kāwai whiriwhiri koe, i roto i tetahi take, e tatari koe mo ngā atu. "Hua" ( "Credit Home") - he kāri nama e taea ki a koe utu mo te wahi o te moni pau i runga i te hoko. Hei tauira, mo te hoko o taonga mō ngā tamariki a kotahi u, te tiki koe me 7% o te bonus, ka kawea tetahi kamupene koutou 5%, me te tuatoru - 10%.

I tua atu, maha whakahaere pareparenga ratou hoa atu hea ki tukua, i roto i te tua ki te ngā anō i te "Credit Home" ka whiwhi i tetahi atu taonga hekenga ko 10-20%.

Mahere "Hua" ( "Home Credit"): Here

Tirohia atu te mahere, "Hua" he tangata Russian i waenganui i nga tau o 21 me 64 tau. kia ratou e mahi, i te lekooti tūturu i roto i te rohe, te whakatuwhera kāri nama. Ratou wheako i roto i te wahi whakamutunga o te mahi e kore e waiho iti iho i te toru marama. Kei te tika ano hoki te reira ki te whai i te aroaro o whakaritea, me te pūkoro waea.

Te tono mō te rēhitatanga o "pai" kāri ( "Home Credit" homai ia katoa hoki 10-15 meneti) i roto i tetahi peka o te whare nama. Ano, Ka taea e te tango katoa painga o te rēhita ipurangi. Heoi, i roto i tenei take, ano i koe ki te tirotiro i te tari, me te ki te whakamārama i etahi o nga kōrero i runga i te waea. O ngā tuhinga mō te rēhitatanga o te kāri, ka hiahia koe i te uruwhenua anake.

E tohua i roto i te tono mō te rēhita i roto i te pūnaha?

A, no te tuku tono ipurangi mo te kāri "painga" me whakapūtā koe nga ēnei e whai ki reira:

• ingoa Full;
• maha me te tau o te whanau;
• witi;
• wāhitau ī-mēra;
• tau waea pūkoro;
• raupapa me te tau uruwhenua;
• pūkete i roto i te whatunga pāpori (ki te wātea).

ka manako anake Next nga ture tukatuka mōhiohio me te tuku i te puka tono oti.

Mana me te noho pai o te whakatinanatanga o te ngā mahi hōtaka

Hoki koutou haratau, rite i korero "Home Credit Bank" mōhio i runga i te mahere "painga" Ka taea te aroturuki me te whakahaeretia te whakamahi i te pūkete whaiaro. Ki tenei mutunga, Heoi, me tuatahi hono koe i te ratonga ipurangi pēke, a ka haere i roto i te tukanga rēhita ohie. Haere ki te pūkete whaiaro, ka taea e koe te mahi i te mahi e whai ake nei:

• whakahaere mōhiohio e pā ana ki ngā utu hanga me te tono tangata ki te pūkete;
• mahi moni whakawhiti;
• utu kāri, hoko taonga toa ipurangi;
• ki te utu i te nama ki runga ki te taurewa;
• aroturuki i te whakataki wā o te utu ā-marama whakahauanga i runga i te pūtea taurewa.

Tips mō ngā kaiuru hōtaka

I roto i te nui nui o te kōrero nui e pā ana ki te hōtaka "Benefit", kua tāutuhia matou e rave rahi mau tuhaa faufaa, me te ngā. Tuatahi, ki te tiki tali ki ngā pātai ka taea e pā ana ki te rapu hoki ki te manga tata hono ki te hōtaka o te pēke, ka taea e koe te karanga i te hotline 8 (800) 700-10-29. Tuarua, he mea e tika ana ki te whakawhitia nga ngā putu i roto i te tau. Kore, e kore e kawea ratou ki runga ki te wā i muri mai, ka whakakorea noa.

Tuatoru, i roto i te wā aroha noa , me te i roto i te ngaro o te nama i runga i te taurewa e kore koutou e utu moni. Ki te mea kua haere te wa roa wā aroha noa, a kore koutou e whai wā ki te utu i te pūtea taurewa, ka ako atu te pēke koutou moni e tika ana, a mo te mahi wā-free katoa. A, i te pae hopea, tango wahi i roto i te hōtaka mateaki, te kiritaki kua te tika tonu ki te whakamahi i te here i te maha o moni nama pēke.

Hea e taea e koe te whakapau moni mōhio roaa?

Whakapau ngā putu kia whakamahi i te pūkete whaiaro i roto i te pēke ipurangi. Ki te mahi i tenei, tomo noa i te ingoa kaiwhakamahi tika, me te kupuhipa, tomo, tīpako i te ripa "Hua" ka whakarongo ki te rārangi o te taonga, me ngā ratonga e taea te whakamahi. I roto i tenei take, ka taea ki te wāhanga tino ranei utu atu te utu hoko koe. I roto i tenei take, ka whakawhirinaki katoa i runga i te maha o ngā i kohikohia. I muri i te whakamahi i mōhio ko to ratou whakakorenga.

He aha urupare e taea rongo e pā ana ki te hōtaka?

Ka rite ki fafau mai "Credit Home", "painga" (arotake e pā ana ki tenei hōtaka e taea e kitea i raro) - ko te ratonga e mateakí motuhake, whakarato i te moni, me te faauru hoko hou. Ko te aha e mea ratou e pā ana ki te taua ātaahua kaiwhakamahi hōtaka?

Hei tauira, kua whakahuatia etahi o nga kaiuru i roto i te hōtaka ratou faahiahia. E ai ki a ratou, ki te utu i te kāri ki te "pai" Ko te tino watea, no te mea hohoro te tuhituhi atu i te moni, me i te auau ano whakairia ngā. Etahi, i runga i te anga ke, faaite ratou wheako kino. E ai ki a ratou riro te reira mārama e ka ngana ana ki te utu mō te taonga whiwhi ngā bonus i tetahi o nga whatunga hoa o pharmacies i te pōhēhē ki te kaihoko. Ko e tika ana ki te meka tenei e kore e te nuinga o ratou pai ana e pā ana ki te mahi ki te kaute, me te kore e mohio me pehea ki te tuhituhi ratou.

Tonu mea etahi o nga mōhio rarua aroturuki mā te pēke Ipurangi. E ai ki a ratou, i te wa ano e taea e koe te tiro i anake te rima utu tōmua whakamutunga, ka kiia ki te ngā hāngai. Ka rite ki te hua, a ratou ki te rapu ā mo a whakawhiti te raraunga katoa hoki pai mana i roto i te Excel-kōnae motuhake.

Te wha maori whakamoemiti hotline, i roto i nei i taea ki te whakatau tautohe ki mōhio whakaurunga ratou.

I roto i te poto, te kāri "hua" - taputapu ao. āhei te reira ki a koe hoko taonga i tou toa tino, me te tiki i te tahi mōhio anō me pä. Na ano kia pau te hoko ngā ki te utu mō te taonga me ngā ratonga. E kore te mea hou te pūnaha, engari he mea e hāngai ana, me te i roto i te tono i roto i kiritaki pareparenga 'tonu.